APiO’s management team represents a unique combination of world-class finance, data integration and data security experts and data scientists. Diverse skill sets and experiences help APiO deliver incredible value to financial services firms looking to better serve their business customers and to small business owners who need simple, fast and effective working capital solutions to grow and succeed.
William F. Borghetti
Co-founder & CEO
Prior to founding APiO, William was the CEO of TitleiO, a workflow automation and data integration technology firm for the title, escrow and mortgage lending industries. William was also the CEO of Sendside Networks, a secure communication and document delivery platform for financial services companies and was the founder, president and CTO of Compus Pipeline, a data integration platform for the higher education marketplace (sold to SunGard).
VP of Engineering
Mr. Lewis is the former Director of mobile development for Ancestry.com. He has held senior software architecture and technology management roles for Zions Bank, Wells Fargo, Choice Hotels and Deseret Digital Media. Scott has more than 20 years of experience of technology development in business and retail banking.
VP of Product Management
Mrs. Poteet most recently managed 70+ technology professionals across 13 onshore and offshore locations for Wells Fargo’s Payments, Virtual Solutions and Innovations group. Tishya was responsible for leading key product initiatives that included fraud detection, creditworthiness evaluation and provisioning based on WF’s product offerings.
VP of Sales
Mr. Penton, after leaving Gartner, spearheaded BankRadar and Pentonian. For 20+ years, he has invested and led revenue growth at FinTechs such as Miltek, Bankers Systems (Wolters Kluwer) and Carreker (FIS) until acquisition.